How much do AI coding tools actually cost in 2026?
Side-by-side, source-cited pricing for Cursor, Claude Code, GitHub Copilot, Windsurf, Codex CLI, and more. Updated monthly. No fluff.
All AI coding tools, side by side
10 tools. Verified 2026-04-23. Sorted by cheapest paid tier.
| Tool | Type | Free tier | Starts at | BYOK | Best for | |
|---|---|---|---|---|---|---|
Sourcegraph Cody Sourcegraph | Extension | Yes | $9/mo | Yes | Engineers in 500k+ LOC repos | |
GitHub Copilot GitHub / Microsoft | Extension | Yes | $10/mo | No | Teams already in GitHub ecosystem; existing Pro subscribers | |
Windsurf Codeium | IDE | Yes | $15/mo | No | Devs who like Cursor but want $5 less per month | |
Continue.dev Continue Dev Inc. | Extension | Yes | $0 + ~$15 API | Yes | Devs who want OSS, BYOK, and full control | |
Aider paul-gauthier (OSS) | CLI | Yes | $0 + ~$18 API | Yes | Terminal-native devs who want the leanest workflow | |
Cursor Anysphere | IDE | Yes | $20/mo | Yes | Devs who want the most polished AI IDE and don't mind paying | |
Claude Code Anthropic | CLI | No | $20/mo | Yes | Anyone who values Claude's reasoning over IDE polish | |
Codex CLI OpenAI | CLI | Yes | $20/mo | Yes | ChatGPT Plus users who want a coding agent for free | |
Zed AI Zed Industries | IDE | Yes | $20/mo | Yes | Performance-obsessed devs comfortable with newer tools | |
Tabnine Tabnine | Extension | Yes | $39/mo | No | Banks, defense, healthcare, anyone with strict data residency |
What should you actually pay?
Pick a usage profile. We'll surface the cheapest fit and the runners-up.
| Tool | Recommended tier | Est. monthly cost | Est. yearly cost | |
|---|---|---|---|---|
| Sourcegraph Cody | Pro | $9 | ~$108 | |
| GitHub Copilot | Pro | $10 | ~$120 | |
| Windsurf | Pro | $15 | ~$180 | |
| Continue.dev | Open Source(BYOK) | ~$15 API | ~$180 | |
| Aider | Open Source(BYOK) | ~$18 API | ~$216 | |
| Cursor | Pro | $20 | ~$240 | |
| Claude Code | Pro | $20 | ~$240 | |
| Codex CLI | Plus (ChatGPT Plus) | $20 | ~$240 | |
| Zed AI | Pro | $20 | ~$240 | |
| Tabnine | Code Assistant | $39 | ~$468 |
Honest deep-dives
No sponsored content. We disclose every affiliate link.
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We re-verify every price the first week of each month. Newsletter is in the works — for now, just check back, or share the comparison with a teammate who's about to subscribe to one of these tools at full sticker price.